Money Decisions

Traditional vs. Roth 401(k): Which Should You Choose?

Most employers now offer both traditional pre-tax and Roth after-tax 401(k) options. The choice between them has a large long-term financial impact — and the right answer depends on your specific tax situation, not a generic rule.

Money Explained

What Is a Mutual Fund and How Does It Work?

Mutual funds are the investment vehicle most Americans use without fully understanding. Here’s a plain-English explanation of what they are, how they work, what they cost, and when they make sense.