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Money Decisions

How to Plan for a Major Purchase Without Debt

Major purchases — appliances, electronics, furniture, vehicles, home improvements — are most commonly financed through consumer debt when they were not planned for in advance. … Read more

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Written by: HRM

Published on: June 12, 2026

Money & Behaviour

The Problem With Financial Perfectionism

Financial perfectionism is the tendency to delay financial action until the conditions are perfect — the right time to start investing, the optimal fund, the … Read more

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Written by: HRM

Published on: June 12, 2026

Money Decisions

How to Save Money on Home Insurance

Home insurance is one of those bills that most homeowners pay without ever shopping, questioning, or optimising — particularly once the initial policy is in … Read more

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Written by: HRM

Published on: June 12, 2026

Money Explained

What Is Passive Income and How to Get Started

Passive income is income that does not require your active, ongoing time to generate. It is one of the most appealing concepts in personal finance … Read more

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Written by: HRM

Published on: June 12, 2026

Money Decisions

How to Save Money on a Tight Budget Every Month

Saving money when the budget is already stretched is one of the most genuinely difficult financial challenges — and the advice that tends to come … Read more

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Written by: HRM

Published on: June 12, 2026

Money Explained

How to Choose the Right Bank Account for Your Needs

Most people use whatever bank account they opened when they first needed one — their parents’ bank, the one with a branch on campus, the … Read more

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Written by: HRM

Published on: June 12, 2026

Money Decisions

How to Get Your Partner on Board With Your Financial Goals

Getting a partner on board with financial goals is one of the most common and most frustrating financial challenges for people who are motivated to … Read more

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Written by: HRM

Published on: June 11, 2026

Money & Behaviour

How Your Childhood Money Stories Still Run Your Finances

Most of what you believe about money — whether it is safe, whether you deserve it, whether having it makes you a certain kind of … Read more

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Written by: HRM

Published on: June 11, 2026

Money Decisions

How to Spend Money in Ways That Make You Happier

The relationship between spending and happiness is more nuanced than either “money can’t buy happiness” or “spend freely on everything you want.” Research in hedonic … Read more

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Written by: HRM

Published on: June 11, 2026

Money Explained

What Is a Credit Score and How Is It Calculated?

A credit score is a three-digit number between 300 and 850 that represents your creditworthiness — how likely you are, based on your history, to … Read more

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Written by: HRM

Published on: June 11, 2026

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Recent Posts

  • How to Plan for a Major Purchase Without Debt
  • The Problem With Financial Perfectionism
  • How to Save Money on Home Insurance
  • What Is Passive Income and How to Get Started
  • How to Save Money on a Tight Budget Every Month

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  • Money Decisions
  • Money Explained
  • Money & Behaviour
  • About