How to reload Netspend card at Walmart + 7 More Ways to Reload

This post explains how to reload the Netspend card at Walmart. As you read, you will be able to learn what types of Netspend cards can be charged at Walmart. Plus, I will explain if …

reload netspend walmart

This post explains how to reload the Netspend card at Walmart. As you read, you will be able to learn what types of Netspend cards can be charged at Walmart. Plus, I will explain if there are other offline stores or places to reload the Netspend cards. Just in case you want to load offline, I will also introduce how to reload the card.

How to reload Netspend card at Walmart

Reloading your Netspend prepaid card is simple and easy. All you need to do is taking your Netspend card and cash you want to reload to the register at Walmart. Walmart does this under its service name, Rapid Reload.

Walmart Rapid Reload

Walmart Rapid Reload is a prepaid reloading service. You can use the service at participating Walmart stores. If you want to find the nearest Walmart store, visit this Walmart map and search it.

When you find the nearest one, make sure they offer this service. The best idea is to make a phone call before heading off. If you find that you can reload your Netspend card there, now you want to decide what you want to use for reloading.

Reload by Cash

You can reload cash into your Netspend card. Bring your cash and Netspend card to the cashier and ask the staff for reloading. Walmart points out that reloading can be handled by a cashier, not by a self-checkout machine. So make sure you go to a cashier. Reloading will take only a few seconds for a cashier to finish.

This could be convenient because you can do your grocery shopping and reload at the same place. Walmart explains that you can load any amount between $20 and $1,100. However, if your Netspend card has a reload limit, you will not be able to reload more than the permitted amount.

Reload by Check

Another way of reloading is by using your check. By using the Walmart reloading service, you can save time because you don’t have to go to the bank to deposit your check into your card. To reload a check, you must bring the proper identification. Once you reload your check, the money will become available within moments.

Walmart says that there are maximum amounts you can cash your check. Most of the time of the year, you can cash up to $5,000 at the cashier. During the income tax season, you can cash up to $7,500. However, Walmart stores in New York and New Jersey currently don’t support check reloading.

Reloading Fees

Reloading your Netspend card at Walmart is not free of charge. There will be typically a $3 fee for having the cashier do a cash swipe. For reloading checks, there will be a $4 fee for $1,000 or less reload.

If your check is a two-party personal check, the fee will go up to $6, and you cannot cash it for over $200. If your check amount is between $1,001 and $5,000, the fee goes up to $8.

Other Ways to Reload Netspend Card

We have learned how to reload your Netspend card at Walmart. To give you more tips, this section introduces other ways to reload your Netspend card. While you can visit a Walmart store, you can also use online to send money to your Netspend prepaid account.

1. Direct Deposit

Direct Deposit can be more convenient for you to put money into your Netspend Prepaid Card Account. The types of direct deposits include the following:

  • Paychecks from work
  • Tax refunds
  • Social security benefits
  • Supplemental Security Income (SSI)
  • Pensions
  • Railroad Retirement Benefits (RRB)
  • Defense Finance and Accounting Service Payments (DFAS)
  • Government Disability Benefits or Workers Compensation (it can be different by state)
  • Veteran Benefits

This means that you can share your Netspend account information with the payer to have money direct deposited into your Netspend account.

2. Netspend Reload Network Locations

Actually, Walmart is not only the place where you can reload your Netspend card. There are over 130,000 reload locations in the U.S. How you load your card at those locations is very similar to how you do at Walmart. I’ve put a location finder by Netspend under the Useful Sources section at the bottom. Using the finder, you can spot the lower cost places that are close to you.

3. Bank Transfer

Of course, you can reload money to your account by making a bank transfer. You can reload using almost any US bank account. You need to have one of checking account, savings account or bank debit card to send money to a Netspend account.

4. Paypal

If you use Paypal, you can use it to send money to your Netspend prepaid account.

5. From Another Netspend Card Account

If you have another Netspend card or if you need to receive money from another person having a Netspend card, you can also do it. When you want to transfer from another card, you can use Netspend online to make a transfer.

6. Tax Refunds

If you have money to be refunded by IRS, you can contact them to send the fund straight to your Netspend card account.

7. Use Mobile App to Add Checks

They have the Netspend Mobile App, and you can use it to put your checks into your account. Just download the Netspend Mobile App. After that, you will need to take a photo of your check using your phone camera. You can follow the instructions for the rest steps. This app is available both on Android and iOS app stores.

Other Reloadable Prepaid Cards at Walmart

In addition to Netspend, there are other prepaid cards you can reload at Walmart. Money can be added into the cards using the Walmart’s Rapid Reload program. Some of them include:

  • WalMart MoneyCard
  • GreenDot
  • Amex Serve
  • PayPal

If you have any other prepaid card, you might be able to reload it. Check the full list of the prepaid cards that Walmart supports for reloading.


I found that reloading your Netspend prepaid card at Walmart is quite straightforward. Find the nearest location and bring your card and cash or check. Also, there are many other options for reloading. Plus, using a Netspend card has many benefits. To find out more about Netspend, have a look at the section below.

Useful Sources