How to Talk to Your Kids About Money
Most adults who struggle with money were never explicitly taught about it as children. The financial behaviours, attitudes, and skills that produce good outcomes as … Read more
Written by: HRM
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How to Plan for a Major Purchase Without Debt
Major purchases — appliances, electronics, furniture, vehicles, home improvements — are most commonly financed through consumer debt when they were not planned for in advance. … Read more
Written by: HRM
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The Problem With Financial Perfectionism
Financial perfectionism is the tendency to delay financial action until the conditions are perfect — the right time to start investing, the optimal fund, the … Read more
Written by: HRM
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How to Save Money on Home Insurance
Home insurance is one of those bills that most homeowners pay without ever shopping, questioning, or optimising — particularly once the initial policy is in … Read more
Written by: HRM
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What Is Passive Income and How to Get Started
Passive income is income that does not require your active, ongoing time to generate. It is one of the most appealing concepts in personal finance … Read more
Written by: HRM
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How to Save Money on a Tight Budget Every Month
Saving money when the budget is already stretched is one of the most genuinely difficult financial challenges — and the advice that tends to come … Read more
Written by: HRM
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How to Choose the Right Bank Account for Your Needs
Most people use whatever bank account they opened when they first needed one — their parents’ bank, the one with a branch on campus, the … Read more
Written by: HRM
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How to Get Your Partner on Board With Your Financial Goals
Getting a partner on board with financial goals is one of the most common and most frustrating financial challenges for people who are motivated to … Read more
Written by: HRM
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How Your Childhood Money Stories Still Run Your Finances
Most of what you believe about money — whether it is safe, whether you deserve it, whether having it makes you a certain kind of … Read more
Written by: HRM
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How to Spend Money in Ways That Make You Happier
The relationship between spending and happiness is more nuanced than either “money can’t buy happiness” or “spend freely on everything you want.” Research in hedonic … Read more
Written by: HRM
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