Money & Behaviour

Most of what you believe about money — whether it is safe, whether you deserve it, whether having it makes you a certain kind of … Read more

Financial envy is one of the most common and least discussed emotions in personal finance. The feeling when a colleague gets a promotion you wanted, … Read more

Social comparison is one of the oldest and most reliable drivers of financial misery. The feeling that your car, your house, your wardrobe, or your … Read more

Almost everyone who has ever renovated a kitchen, planned a wedding, started a business, or made a major purchase has experienced the same thing: the … Read more

Few thoughts lead more reliably to regretted spending than “I deserve this.” It is an internally logical statement — you have worked hard, you have … Read more

Stress spending is one of the most common and least acknowledged patterns in personal finance. When anxiety, exhaustion, or overwhelm are high, spending goes up … Read more

There is a version of financial stress that is not about the numbers. You are not overdrawn. The bills are paid. By most measures things … Read more

Money is one of the few topics that most adults never discuss honestly — not with friends, not with family, and sometimes not even with … Read more

At some point, almost everyone decides they will start taking their finances seriously later. After the next pay rise. Once they have paid off this … Read more

Most people who fail at saving money are not lazy, undisciplined, or bad with money. They are trying to save in ways that are structurally … Read more