The psychology of money — habits, myths, biases, and why we make the financial decisions we do.
Financial complexity has an appeal that is hard to resist. A sophisticated investor with a carefully constructed portfolio of 15 funds across multiple brokerages, optimised … Read more
Written by: HRM
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Financial perfectionism is the tendency to delay financial action until the conditions are perfect — the right time to start investing, the optimal fund, the … Read more
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Most of what you believe about money — whether it is safe, whether you deserve it, whether having it makes you a certain kind of … Read more
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Financial envy is one of the most common and least discussed emotions in personal finance. The feeling when a colleague gets a promotion you wanted, … Read more
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Social comparison is one of the oldest and most reliable drivers of financial misery. The feeling that your car, your house, your wardrobe, or your … Read more
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Almost everyone who has ever renovated a kitchen, planned a wedding, started a business, or made a major purchase has experienced the same thing: the … Read more
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Few thoughts lead more reliably to regretted spending than “I deserve this.” It is an internally logical statement — you have worked hard, you have … Read more
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Stress spending is one of the most common and least acknowledged patterns in personal finance. When anxiety, exhaustion, or overwhelm are high, spending goes up … Read more
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There is a version of financial stress that is not about the numbers. You are not overdrawn. The bills are paid. By most measures things … Read more
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Money is one of the few topics that most adults never discuss honestly — not with friends, not with family, and sometimes not even with … Read more
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