The psychology of money — habits, myths, biases, and why we make the financial decisions we do.
Most financial problems are not primarily calculation problems — they’re thinking problems. The way you frame money decisions, what you believe money is for, and … Read more
Written by: HRM
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Most financial advice tells you what to do. Very little of it explains why you’re not doing it already — which is where the real … Read more
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Financial comparison doesn’t just make you feel bad — it costs you money. The research is clear that people spend significantly more when they perceive … Read more
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Purchase regret is one of the most reliable signals that spending is happening on autopilot rather than by genuine preference. If you regularly buy things … Read more
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The popular image of wealthy people — lucky breaks, inheritance, exceptional talent, or unusual risk-taking — describes a small fraction of actual wealth accumulation. The … Read more
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Most people believe their spending decisions are primarily expressions of personal preference and deliberate choice. The research tells a different story. A significant fraction of … Read more
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Financial comparison is relentless, mostly invisible, and genuinely destructive to both financial decision-making and personal wellbeing. The neighbour’s new car, the colleague’s holiday photos, the … Read more
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There’s a peculiar financial experience that most people go through: they hit an income level that they once thought would feel like “making it” — … Read more
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Spending guilt is more common than people realise — and it doesn’t only affect people who are struggling financially. Plenty of people with healthy savings … Read more
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Most adults learned about money by absorbing whatever their parents accidentally demonstrated — the anxiety, the arguments, the spending habits, the things never talked about. … Read more
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