Money Decisions

The home purchase decision is one of the most financially consequential of a lifetime — and one of the most commonly made under conditions of … Read more

Inflation erodes the purchasing power of money held in low-yield accounts — a dollar saved today buys less in five years if it has not … Read more

The salary conversation — requesting a raise, countering a job offer, negotiating at review — is among the highest-return financial actions available and among the … Read more

Tax reduction through legal, available mechanisms — deductions, credits, and tax-advantaged account contributions — is one of the most reliable financial improvements available. Unlike investment … Read more

Financial fraud targeting older adults is among the fastest-growing and most financially devastating forms of consumer crime — with annual losses estimated in the billions … Read more

The conventional framing of spending less as deprivation is inaccurate. The research on spending and wellbeing consistently shows that above a threshold of basic material … Read more

Children are expensive — the cost estimates for raising a child to 18 routinely exceed $250,000 including education. But the spending trajectory of many families … Read more

Getting the best deal on purchases is not primarily about couponing, deal hunting, or spending hours researching every transaction. It is about applying a small … Read more

Most households are spending money in categories they are not fully aware of — not through bad intentions but through the accumulation of automatic charges, … Read more

Financial literacy — the understanding of how money, investing, debt, and financial systems work — is one of the highest-return skills available to develop because … Read more